马上就要迎来2023年12月份的英语四级考试了，找大学在线英语四级频道为大家整理了2023年12月英语四级作文押题：信用卡消费，大家可以作为学习参考，争取在短时间内突破英语四级写作难点，高分通过大学英语四级考试。

　　2023年12月英语四级作文押题：信用卡消费

　　作文要求

　　1. 信用卡消费好处与坏处

　　2. 如何明智的使用信用卡消费

　　范文：Credit card offers a convenient way to buy goods but every coin has two sides. From the cartoon above we see that credit card can lead to unmanageable debt and financial crisis if used unwisely.

　　So people should keep in mind the risk of using credit card and try to spend money wisely.First, before applying a credit card, people should make sure whether they can afford to pay back money spent on the card. Second, it is very important to work out what kind of card meets their needs. Third, people should try to pay their balance in full every month, or they will be charged interest and have negative effects on their credit scores.

　　Finally, since some cards have high interest rates and fees when failing to pay back, it is necessary to work out the cost before using the cards.

　　以上是找大学在线英语四级频道小编为大家带来的2023年12月英语四级作文押题：信用卡消费，希望考生们都能备考顺利！