1、借记卡存款有利息，贷记卡存款无利息;
2、借记卡只能先存款，再消费;贷记卡可以先透支消费，后还款;
3、借记卡可以给其他人的账户转账，贷记卡无法给他人账户转账。
贷记卡和信用卡的区别 中国银行准贷记卡和信用卡的区别
综合百科2023-04-25 18:08:35佚名
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